Raiffeisen Bank International AG 
    (RBI)
      A leading corporate and investment bank for Austria‘s  Top 1,000 companies and for Western 
       European commercial customers 
      A leading universal bank in CEE with the largest network of any Western banking group
      International rating: Moody‘s        Long-term:      A2   Short-term:    P-1       Financial strength D+
                                          S & P             Long-term:      A     Short-term:    A-1
      Home market Austria and Central and Eastern Europe (CEE)
      Further focus on Asia 
      Listed on the Vienna Stock Exchange
       Selected key figures                         
           Customers:   14.5 million
                 ~
           Business outlets:   3,000
                     ~
           Employees: > 56,000
           Average profit before tax (2008-2013):  > € 1.1 billion
           Average profit after tax (2008-2013):    € 850 million
                                        ~
           Market capitalisation:   € 7.1 billion
                          ~
                                                                                                                 2
    Raiffeisen Bank International AG
    Network in Europe
                                                                                   North America    Asia
                                                                                   -  USA            - China
                                                                                                     - Hong 
                                                                                   Western Europe   Kong
                                                                                   -  France         - South 
                                                                                   -  Germany       Korea
                                                                                   -  Austria        - Singapore
                                                                                   -  Sweden         - Vietnam
                                                                                   -  United Kingdom  - Malaysia
                                                                                   Central Europe    - India
                                                                                   -      Czech Republic
                                                                                   -  Hungary
                                                                                   -  Poland
                                                                                   -  Slovakia
                                                                                   -  Slovenia
                                                                                   South-Eastern Europe
                                                                                   -  Albania
                                                                                   -  Bosna and Herzegovina
                                                                                   -  Bulgaria
                                                                                   -  Croatia
                                                                                   -  Kosovo
                                                                                   -  Romania
                                                                                   -  Serbia
                                                                                   CIS
                                                                                   -       Belarus     
                                                                                   -  Kazakhstan
                                                                                   -  Moldova        
                                                                                   -  Russia
                                                                                   -  Ukraine        
                                                                                                            3
    Raiffeisen Bank International AG
    Abroad International ECA 
    Cooperation
                Finalized Transactions with International ECAs 
                                       GIEK
                                  OND FINNVERA
                            SERV EKN
                                   EULER-HERMES
                            ATRADIUS
                               COFACE                            MEHIB
                US EXIM OEKB                                             K-SURE
                  EDC            CESCE                        HBOR
                                     SACEEGAP                     SID
                                                                     KUKE
                                                                      EXIMBANKA
                                                             EXIMBANKA SR
                                                                                   4
     Czech Republic – Country Profile
        Population: 10.5 mil. in 2013
        Land Area: 78,866 sq. km.
        Capital city: Prague
        GDP per capita (PPP): 26,300 
        in 2013
         International rating of the country
         Rating     Rating LT    Rating  LT –  Outlook
         Agency     –local       foreign CCY
                    CCY
         Moody          A1            A1       stable
         ´s
         S&P            A A          A A -     stable
         Fitch         A A -         A+        stable
                                                                                                                                      5
  Raiffeisenbank a.s., Czech Republic – 
  Overview
    Established in 1993
    Universal bank
    5th largest bank in the country according the asset size 
    Total Assets: 9.756 billion USD (end 2013)
    Own Funds Ratio: 15.2% (end 2013)
    Tier 1 Ratio – Basel II: 10.9% (end 2013) 
    2,700 staff members (end 2013)
    6 large corporate teams, 17 corporate centers and 125 retail branch 
     offices in the Czech Republic
   Recent history:
    2008 merger of E - banka, Head Office moved to new address 
    2011 – introduction of Friedrich Wilhelm Raiffeisen –  new private banking service 
     brand
    June 2012 increase of share capital by CZK 1,846 bn up to  CZK 9,357 bn
    May 2013 increase of share capital by CZK 835,4 mio
    April 2013 – license gained for new 100% subsidiary Raiffeisen Investment 
     Company 
                                                         6