The New India Assurance Company Limited 
                                                                      D.No. 49-01-09, II nd Floor, Daliraju Super Market, 
                                                                   Sangam Office Bus Stop, Akkayyapalem Main Road, 
                                                                                 DIVISIONAL OFFICE - III 
                                                                              VISHAKAPATNAM – 530 016 
                                                     Ph:0891-2517737: 2591977: 2504849(D) Telfax:0891-2517781 
                                                
                     New India Top-up Mediclaim Policy for RINL Group Mediclaim Policy Holders for the Year 2021-22 
                 
                Policy : Top-up (optional) facility on Basic Group Mediclaim Insurance Policy 
                Eligibility : Group Mediclaim Insurance Policy holders of RINL-VSP 
                Validity : The Top-up Insurance Policy is valid from 01/04/2021 to 31/03/2022 
                 
                Payment : Payment has to be made by way of Demand Draft/Cheque/Cash/NEFT in Favour of The New India 
                Assurance Company Limited. Payable at Visakhapatnam and the same has to be submitted to The 
                Sr.Divisional Manager, The New India Assurance Company Limited, Akkayyapalem, Visakhapatnam-530016.  
                 
                *Note: Those who opted top-up and paid premium through any mode mentioned above other than cash, 
                the same should intimated to us on any of the below mail IDs without fail. 
                1) p.naveenbabu@newindia.co.in, 2) lenka.vijaykumar@newindia.co.in 
                 
                Our Bank Account Details: The New India Assurance Company Limited, 
                                               A/c No: 910020013726942 
                                               IFSC Code: UTIB0000554 
                 Category              Top-up policy            Premium Per year including GST @18%         Floater facility on basic as well as 
                                                                for Top-up                                  top-up policy 
                 Individual            Rs.2 Lakhs per           Rs.20,621 per member                        NIL 
                                       member 
                 Couple                Rs.4 Lakhs               Rs.41,243 Per couple                        Yes 
                 Mentally & Physically  Rs.2 Lakhs per child    Rs.20,621 per child                         No 
                 Challenged Children 
                Note: Couples have to avail Top-up policy for both of them together i.e., Self & Spouse and they cannot 
                opt for top-up facility for single. 
                Premium for new members enrolling for 2021-22 on or after 01/04/2021 will be charged proportionately as 
                given below: 
                 Employees         Insurance coverage period        No.of      Premium Rs. including GST 
                 Retired on        (Subject to payment of          Months      Per person     Per couple            Enrolment On or Before 
                                   premium) 
                 31-03-2021 or     01/04/2021 to 31/03/2022                1     Rs. 20,620        Rs. 41,240   On or Before 30/04/2021 
                 before 
                 30.04.2021        01/05/2021 to 31/03/2022                2     Rs. 18,900        Rs. 37,800   On or Before 30/05/2021 
                 31.05.2021        01/06/2021 to 31/03/2022                3     Rs. 17,180        Rs. 34,360   On or Before 30/06/2021 
                 30.06.2021        01/07/2021 to 31/03/2022                4     Rs. 15,460        Rs. 30,920   On or Before 30/07/2021 
                 31.07.2021        01/08/2021 to 31/03/2022                5     Rs. 13,750        Rs. 27,500   On or Before 30/08/2021 
                 31.08.2021        01/09/2021 to 31/03/2022                6     Rs. 12,030        Rs. 24,060   On or Before 30/09/2021 
                 30.09.2021        01/10/2021 to 31/03/2022                7     Rs. 10,310        Rs. 20,620   On or Before 30/10/2021 
                 31.10.2021        01/11/2021 to 31/03/2022                8      Rs. 8,590        Rs. 17,180   On or Before 30/11/2021 
                 30.11.2021        01/12/2021 to 31/03/2022                9      Rs. 6,870        Rs. 13,740   On or Before 30/12/2021 
                 31.12.2021        01/01/2022 to 31/03/2022              10       Rs. 5,150        Rs. 10,300   On or Before 30/01/2022 
                 31.01.2022        01/02/2022 to 31/03/2022              11       Rs. 3,440         Rs. 6,880   On or Before 28/02/2022 
                 28.02.2022        01/03/2022 to 31/03/2022              12       Rs. 1,720         Rs. 3,440   On or Before 10/03/2022 
       
      Note: Top up facility is only extension to Basic Insurance Policy and the following members only can avail 
      this cover. 
      *1) If already existing members of parent GMC want to avail this cover, they can avail since beginning of the 
      policy only and Inclusion of members who were retired before 01.04.2021 are not allowed after 30.04.2021. 
       
      *2)  Existing members of parent GMC should enrol on or before 30.04.2021 by paying full premium 
       
      Illustration 1: For example an employee retired on or before 31.03.2021 wants to enroll in Top-up policy 
      after 30.04.2021, he is not eligible to be enrolled in top-up policy. He should enrloll on or before 30.04.2021 
      only. (Premium payable is as shown in the above table) 
       
      *3) New joinees of the Parent GMC can join into Top-up within one month from the date of joining into the 
      parent GMC. 
       
      Illustration 2: For example an employee retired on 31.05.2021 wants to enroll in Top-up policy after 
      30.06.2021, he is not eligible to be enrolled in top-up policy. He should enrloll on or before 30.06.2021 only.  
       
      Illustration 3: For example an employee retired on 30.06.2021 wants to enroll in Top-up policy after 
      30.07.2021, he is not eligible to be enrolled in top-up policy. He should enrloll on or before 30.07.2021 only. 
      (Premium payable is as shown in the above table) 
       
      In the similar way, there is a grace period of 30 days except for the last month for fresh retirees to be 
      enrlolled in top-up policy.(Please refer the last column of the above premium table). 
       
       
       
             
      Divisional Manager